<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The PennyWiseMama</title>
	<atom:link href="http://thepennywisemama.com/feed" rel="self" type="application/rss+xml" />
	<link>http://thepennywisemama.com</link>
	<description>Living Well, Spending Less</description>
	<lastBuildDate>Wed, 22 May 2013 22:49:12 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.5.1</generator>
		<item>
		<title>PackIt Freezable Cooler {Review &amp; Giveaway}</title>
		<link>http://thepennywisemama.com/2013/05/packit-freezable-cooler-review-giveaway.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=packit-freezable-cooler-review-giveaway</link>
		<comments>http://thepennywisemama.com/2013/05/packit-freezable-cooler-review-giveaway.html#comments</comments>
		<pubDate>Wed, 22 May 2013 22:39:41 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Giveaways]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[baby cooler]]></category>
		<category><![CDATA[freezable lunch bag]]></category>
		<category><![CDATA[lunch cooler]]></category>
		<category><![CDATA[PackIt]]></category>
		<category><![CDATA[personal cooler]]></category>
		<category><![CDATA[wine cooler]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9153</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3207-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="PackIt Social Cooler" style="float:left; margin:0 15px 15px 0;" />My son plays just about every sport, so we are always on-the-go. It&#8217;s not uncommon for us to eat lunch or dinner away from home. Right now it&#8217;s baseball season, so we are spending a lot of time at the baseball fields. I try to pack us food whenever possible to save money. The only problem is it can get<a href="http://thepennywisemama.com/2013/05/packit-freezable-cooler-review-giveaway.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3207-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="PackIt Social Cooler" style="float:left; margin:0 15px 15px 0;" /><p>My son plays just about every sport, so we are always on-the-go. It&#8217;s not uncommon for us to eat lunch or dinner away from home. Right now it&#8217;s baseball season, so we are spending a lot of time at the baseball fields. I try to pack us food whenever possible to save money. The only problem is it can get pretty hot here in the summer. I get annoyed with having to pack ice or ice packs to keep our food cold. That&#8217;s why I was so excited to learn about an awesome new product that makes packing your food so much easier!</p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-22-at-3.21.12-PM.png"><img class="aligncenter size-full wp-image-9157" alt="PackIt logo" src="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-22-at-3.21.12-PM.png" width="317" height="124" /></a></p>
<p><strong>Introducing <a href="http://www.packitcool.com/" target="_blank" rel="nofollow">PackIt</a></strong> &#8212; a patented, innovative line of freezable lunch bags, grocery bags, baby bags, wine bags, etc.</p>
<p><em>The concept is simple &#8212; all of the products are lined with a freezable gel liner that is integrated directly into the lining material. All of the products fold compactly for storage right in the freezer. When you pull them out, the walls of the bags are completely frozen, <strong>keeping food and drinks cold for up to 10 hours</strong>!</em></p>
<p><center> <a href="http://thepennywisemama.com/wp-content/uploads/2013/05/PackIt-Single_Wine_Cooler.jpg"><img class=" wp-image-9160 alignnone" alt="PackIt wine cooler" src="http://thepennywisemama.com/wp-content/uploads/2013/05/PackIt-Single_Wine_Cooler.jpg" width="231" height="181" /></a><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/PackIt-Shop_Cooler.jpg"><img class=" wp-image-9159 alignnone" alt="PackIt shop cooler" src="http://thepennywisemama.com/wp-content/uploads/2013/05/PackIt-Shop_Cooler.jpg" width="231" height="181" /></a><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/PackIt-Baby_Bottle_Cooler.jpg"><img class=" wp-image-9158 alignnone" alt="PackIt baby cooler" src="http://thepennywisemama.com/wp-content/uploads/2013/05/PackIt-Baby_Bottle_Cooler.jpg" width="231" height="181" /></a></center>The Personal Cooler is the most popular PackIt product, but there are many other great products as well, such as the Wine Cooler, Shop Cooler and Baby Cooler.</p>
<p>For my review, I received a Social Cooler in zebra print. Knowing how often my family packs food for games and other outings, I was interested in seeing how well the Social Cooler kept our food cold.</p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3207.jpg"><img class="aligncenter size-full wp-image-9169" alt="PackIt Social Cooler" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3207.jpg" width="576" height="386" /></a></p>
<p><em>The Social Cooler has enough space to pack for a fun family picnic, and the built-in shoulder strap makes it easy to carry. Simply store the cooler in your freezer for a 12 hour period, pack with the items you want to keep cool and enjoy!</em></p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/packitcollage.png"><img class="aligncenter  wp-image-9168" alt="PackIt Social Cooler" src="http://thepennywisemama.com/wp-content/uploads/2013/05/packitcollage.png" width="637" height="380" /></a></p>
<p>We&#8217;ve used the Social Cooler several times now and I love how easy it is to use. We simply wrap it up and keep it in our freezer until we are ready to use it. It has plenty of room to hold food and drinks for my family of five. I&#8217;ve never had to keep our food cold for longer than a few hours. During that time, the walls of the cooler have stayed frozen and cold. I have been very impressed with it so far! I am looking forward to trying it out this summer when we take day trips to the zoo and amusement park to see if it keeps our food cold for the entire day.</p>
<h3><span style="color: #ff6600;">Buy It</span></h3>
<p>You can <a href="http://www.packitcool.com/buy-now.php" target="_blank" rel="nofollow">purchase PackIt freezable coolers</a> directly from the PackIt website or from places like Amazon. They retail for approximately $19.99 for a Personal Cooler and $27.99 for a Social Cooler. Check out the PackIt website for more details!</p>
<h3><span style="color: #ff6600;">Win It</span></h3>
<p>One lucky PennyWiseMama reader will win a Personal Cooler in the print of his or her choice. Retail value is $18.99.</p>
<p>To enter, simply use the Rafflecopter form below. Giveaway ends on 6/10 at 11:59 PM EST. Open to US mailing addresses only. Must be 18+ to enter. Good luck!</p>
<p><a class="rafl" id="rc-05aa4985" href="http://www.rafflecopter.com/rafl/display/05aa4985/" rel="nofollow">a Rafflecopter giveaway</a><br />
<script type="text/javascript" src="//d12vno17mo87cx.cloudfront.net/embed/rafl/cptr.js"></script></p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-04-25-at-3.42.16-PM.png"><img class="aligncenter size-full wp-image-8979" alt="disclosure" src="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-04-25-at-3.42.16-PM.png" width="316" height="164" /></a></p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/packit-freezable-cooler-review-giveaway.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Quick &amp; Easy Baja-Style Fish Tacos</title>
		<link>http://thepennywisemama.com/2013/05/quick-easy-baja-style-fish-tacos.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=quick-easy-baja-style-fish-tacos</link>
		<comments>http://thepennywisemama.com/2013/05/quick-easy-baja-style-fish-tacos.html#comments</comments>
		<pubDate>Mon, 20 May 2013 22:30:37 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Recipes]]></category>
		<category><![CDATA[Clean Eating]]></category>
		<category><![CDATA[Eat Clean]]></category>
		<category><![CDATA[fish tacos recipe]]></category>
		<category><![CDATA[healthy dinner ideas]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9118</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2769edit2-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Quick &amp; Easy Baja-Style Fish Tacos #eatclean #cleaneating" style="float:left; margin:0 15px 15px 0;" />If you are looking for a quick and easy dinner that is not only delicious, but also healthy, you have got to try this recipe for baja-style fish tacos. I&#8217;ve made them a couple of times now and they are AH.MA.ZING! Seriously. They are so good and they are perfect if you are trying to eat clean. You will be<a href="http://thepennywisemama.com/2013/05/quick-easy-baja-style-fish-tacos.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2769edit2-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Quick &amp; Easy Baja-Style Fish Tacos #eatclean #cleaneating" style="float:left; margin:0 15px 15px 0;" /><p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2769edit2.jpg"><img class="aligncenter  wp-image-9132" alt="Quick &amp; Easy Baja-Style Fish Tacos #eatclean #cleaneating" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2769edit2.jpg" width="622" height="415"></a></p>
<p>If you are looking for a quick and easy dinner that is not only delicious, but also healthy, you have got to try this recipe for baja-style fish tacos. I&#8217;ve made them a couple of times now and they are AH.MA.ZING! Seriously. They are so good and they are perfect if you are trying to eat clean. You will be surprised that they are actually healthy! My husband raves every time I make them and even my kids love them. The best part is they only take about 30 minutes to make!</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2768edit.jpg"><img class="aligncenter  wp-image-9126" alt="Quick &amp; Easy Baja-Style Fish Tacos" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2768edit.jpg" width="606" height="404"></a></p>
<div class="easyrecipe" itemscope itemtype="http://schema.org/Recipe">
<link itemprop="image" href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2769edit1.jpg" />
<div class="ERSSavePrint"> <span class="ERSPrintBtnSpan"><a class="ERSPrintBtn" href="http://thepennywisemama.com/easyrecipe-print/9118-0/" rel="nofollow" target="_blank">Print</a></span> </div>
<div itemprop="name" class="ERSName">Quick &amp; Easy Baja-Style Fish Tacos</div>
<div class="ERSClear"></div>
<div class="ERSDetails">
<div class="ERSAuthor"> Author:&nbsp;<span itemprop="author">The PennyWiseMama</span></div>
<div class="ERSHead"> Recipe type:&nbsp;<span itemprop="recipeCategory">Dinner</span></div>
<div class="ERSHead"> Cuisine:&nbsp;<span itemprop="recipeCuisine">Clean Eating</span></div>
<div class="ERSClear"></div>
<div class="ERSTimes">
<div class="ERSHead"> Prep time:&nbsp; <time itemprop="prepTime" datetime="PT20M">20 mins</time> </div>
<div class="ERSHead"> Cook time:&nbsp; <time itemprop="cookTime" datetime="PT10M">10 mins</time> </div>
<div class="ERSHead"> Total time:&nbsp; <time itemprop="totalTime" datetime="PT30M">30 mins</time> </div>
</p></div>
<div class="ERSClear"></div>
<div class="ERSHead"> Serves:&nbsp;<span itemprop="recipeYield">4</span> </div>
<div class="ERSClear">&nbsp;</div>
</p></div>
<div class="ERSIngredients">
<div class="ERSIngredientsHeader ERSHeading">Ingredients</div>
<ul>
<li class="ingredient" itemprop="ingredients">4 whole-grain tortillas</li>
<li class="ingredient" itemprop="ingredients">1 lb cod fillets, thawed</li>
<li class="ingredient" itemprop="ingredients">&frac12; fresh lime</li>
<li class="ingredient" itemprop="ingredients">&frac14; tsp sea salt</li>
<li class="ingredient" itemprop="ingredients">&#8539; tsp ground black pepper</li>
<li class="ingredient" itemprop="ingredients">&frac12; cup plain Greek yogurt</li>
<li class="ingredient" itemprop="ingredients">&frac14; tsp dried oregano</li>
<li class="ingredient" itemprop="ingredients">&frac14; tsp ground cumin</li>
<li class="ingredient" itemprop="ingredients">1 cup shredded cabbage or 2 cups mixed greens</li>
<li class="ingredient" itemprop="ingredients">&frac12; cup guacamole (I like Wholly&#8217;s spicy guacamole the best)</li>
<li class="ingredient" itemprop="ingredients">&frac14; cup scallions</li>
</ul>
<div class="ERSClear"></div>
</p></div>
<div class="ERSInstructions">
<div class="ERSInstructionsHeader ERSHeading">Instructions</div>
<ol>
<li class="instruction" itemprop="recipeInstructions">Preheat oven to 350 degrees.</li>
<li class="instruction" itemprop="recipeInstructions">Stack tortillas and wrap them in a sheet of aluminum foil. Line a rimmed backing sheet with aluminum foil.</li>
<li class="instruction" itemprop="recipeInstructions">Place fish fillets on baking sheet and squeeze lime juice evenly over each. Sprinkle with salt and pepper.</li>
<li class="instruction" itemprop="recipeInstructions">Place tortillas and fish in the oven. Remove tortillas after 5 mins and set aside. Bake fish until it&#8217;s just cooked through, about 7-10 mins.</li>
<li class="instruction" itemprop="recipeInstructions">While fish is baking, stir together yogurt, oregano and cumin. If you like a thinner sauce, stir in one to two tablespoons of water.</li>
<li class="instruction" itemprop="recipeInstructions">Break the fish apart with a fork and divide into four equal portions. Fill each warmed tortilla with shredded cabbage (or mixed greens) and fish, and top each with guacamole, yogurt sauce, and scallions.</li>
</ol>
<div class="ERSClear"></div>
</p></div>
<div class="ERSNotesDiv">
<div class="ERSNotesHeader">Notes</div>
<div class="ERSNotes">Recipe adapted from The Best of Clean Eating</div>
<div class="ERSClear"></div>
</p></div>
<div class="nutrition" itemprop="nutrition" itemscope itemtype="http://schema.org/NutritionInformation">
<div class="ERSNutritionHeader">Nutrition Information</div>
<div class="ERSNutrionDetails"> Serving size:&nbsp;<span itemprop="servingSize">1</span> Calories:&nbsp;<span itemprop="calories">360</span> </div>
<div class="ERSClear"></div>
</p></div>
<div class="endeasyrecipe" title="style001" style="display: none">3.2.1230</div>
</p></div>
<p> </p>
<p>I use cod fillets because I think they taste the best, but you can use any type of white fish. If you don&#8217;t have cabbage on hand, mixed greens are a perfect substitution. I&#8217;ve tried them with both and actually prefer to use mix greens. If you want to spice yours up a bit, you can add minced jalapeno to the yogurt sauce or you can use spicy guacamole. Homemade guacamole is best, but if you are trying to save time, Wholly&#8217;s Guacamole is a natural and delicious option.</p>
<p>Try them out and let me know what you think! <img src='http://thepennywisemama.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/quick-easy-baja-style-fish-tacos.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Redbox Movie Rental Code</title>
		<link>http://thepennywisemama.com/2013/05/free-redbox-movie-rental-code.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=free-redbox-movie-rental-code</link>
		<comments>http://thepennywisemama.com/2013/05/free-redbox-movie-rental-code.html#comments</comments>
		<pubDate>Fri, 17 May 2013 22:30:13 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Freebies]]></category>
		<category><![CDATA[DVD]]></category>
		<category><![CDATA[free redbox movies]]></category>
		<category><![CDATA[Movies]]></category>
		<category><![CDATA[Redbox]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9108</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/03/RedBox-DVD1-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="free redbox rental code" style="float:left; margin:0 15px 15px 0;" />Are you planning on watching a movie this weekend? If you have a Redbox kiosk near you, you can get a FREE movie rental with code DVDNIGHT (expiration unknown). This code is not valid online or via mobile app. It will only work at a kiosk. I tested the code out earlier and it worked for me. Enjoy!]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/03/RedBox-DVD1-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="free redbox rental code" style="float:left; margin:0 15px 15px 0;" /><p><a href="http://thepennywisemama.com/wp-content/uploads/2013/03/RedBox-DVD1.jpg"><img class="aligncenter size-full wp-image-8443" alt="free redbox rental code" src="http://thepennywisemama.com/wp-content/uploads/2013/03/RedBox-DVD1.jpg" width="320" height="194" /></a></p>
<p>Are you planning on watching a movie this weekend? If you have a Redbox kiosk near you, you can get a FREE movie rental with code <strong>DVDNIGHT </strong>(expiration unknown). This code is not valid online or via mobile app. It will only work at a kiosk. I tested the code out earlier and it worked for me. Enjoy!</p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/free-redbox-movie-rental-code.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Free Full-Size Bottle of MiO Fit!</title>
		<link>http://thepennywisemama.com/2013/05/free-full-size-bottle-of-mio-fit.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=free-full-size-bottle-of-mio-fit</link>
		<comments>http://thepennywisemama.com/2013/05/free-full-size-bottle-of-mio-fit.html#comments</comments>
		<pubDate>Fri, 17 May 2013 20:41:25 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9099</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/553830_561660073879297_71192530_n-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Free MiO Fit" style="float:left; margin:0 15px 15px 0;" />MiO is celebrating 1 million Facebook fans by giving away FREE bottle of their all-new MiO Fit! Head on over here to request yours. Hurry, I don&#8217;t think this freebie will last long!]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/553830_561660073879297_71192530_n-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Free MiO Fit" style="float:left; margin:0 15px 15px 0;" /><p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/553830_561660073879297_71192530_n.jpg"><img class="aligncenter  wp-image-9102" alt="Free MiO Fit" src="http://thepennywisemama.com/wp-content/uploads/2013/05/553830_561660073879297_71192530_n.jpg" width="307" height="307" /></a></p>
<p>MiO is celebrating 1 million Facebook fans by giving away FREE bottle of their all-new MiO Fit! <a href="http://bit.ly/10BlaS3" target="_blank" rel="nofollow">Head on over here</a> to request yours. Hurry, I don&#8217;t think this freebie will last long!</p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/free-full-size-bottle-of-mio-fit.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Pampers 5 pt Gifts to Grow Code (Exp 5/22)</title>
		<link>http://thepennywisemama.com/2013/05/new-pampers-5-pt-gifts-to-grow-code-exp-522.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-pampers-5-pt-gifts-to-grow-code-exp-522</link>
		<comments>http://thepennywisemama.com/2013/05/new-pampers-5-pt-gifts-to-grow-code-exp-522.html#comments</comments>
		<pubDate>Fri, 17 May 2013 20:29:19 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Baby]]></category>
		<category><![CDATA[Diapers]]></category>
		<category><![CDATA[Reward Codes]]></category>
		<category><![CDATA[Gifts to Grow Code]]></category>
		<category><![CDATA[Pampers]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9095</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/03/CD26931-150x150.png" class="attachment-thumbnail wp-post-image" alt="pampers" style="float:left; margin:0 15px 15px 0;" />Pampers has released a new Gifts to Grow code worth 5 points. If you haven&#8217;t started collecting, you should start! Join Pampers Gifts to Grow Rewards program and receive 100 free points. You can find codes on Pampers diapers and wipes packages, or you can simply collect the free ones that are released. TWITB5T17PAEM13 (5 PTS) EXP 5/22]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/03/CD26931-150x150.png" class="attachment-thumbnail wp-post-image" alt="pampers" style="float:left; margin:0 15px 15px 0;" /><p style="text-align: center;"><a href="http://partners.mysavings.com/z/22380/CD17557/" target="_blank" rel="nofollow"><img class="aligncenter" style="border: 0px none;" alt="Pampers" src="http://partners.mysavings.com/42/17557/22380/" width="300" height="250" border="0" /></a></p>
<p style="text-align: left;">Pampers has released a new <a href="http://partners.mysavings.com/z/22380/CD17557/" target="_blank" rel="nofollow">Gifts to Grow</a> code worth 5 points. If you haven&#8217;t started collecting, you should start! <a href="http://partners.mysavings.com/z/22380/CD17557/" target="_blank" rel="nofollow">Join Pampers Gifts to Grow Rewards program</a> and receive 100 free points. You can find codes on Pampers diapers and wipes packages, or you can simply collect the free ones that are released.<strong></strong></p>
<p style="text-align: left;"><strong><strong><strong>TWITB5T17PAEM13</strong> </strong></strong>(5 PTS) EXP 5/22</p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/new-pampers-5-pt-gifts-to-grow-code-exp-522.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Party Time With Dunkin&#8217; Donuts New Seasonal Coffee</title>
		<link>http://thepennywisemama.com/2013/05/party-time-with-dunkin-donuts-new-seasonal-coffee.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=party-time-with-dunkin-donuts-new-seasonal-coffee</link>
		<comments>http://thepennywisemama.com/2013/05/party-time-with-dunkin-donuts-new-seasonal-coffee.html#comments</comments>
		<pubDate>Wed, 15 May 2013 23:18:10 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Mom Central]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Coconut]]></category>
		<category><![CDATA[Coffee]]></category>
		<category><![CDATA[Dunkin Donuts]]></category>
		<category><![CDATA[seasonal coffee flavors]]></category>
		<category><![CDATA[Strawberry Shortcake]]></category>
		<category><![CDATA[Triple Berry]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9074</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3026-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="dunkin&#039; donuts seasonal coffee" style="float:left; margin:0 15px 15px 0;" />I participated in a campaign on behalf of Mom Central Consulting for Dunkin&#8217; Donuts. I received a Dunkin&#8217; Donuts Party Kit to facilitate my review and a promotional item as a thank you for participating. I have loved coffee for as long as I can remember. My parents always drank it every morning and eventually I started drinking it as<a href="http://thepennywisemama.com/2013/05/party-time-with-dunkin-donuts-new-seasonal-coffee.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3026-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="dunkin&#039; donuts seasonal coffee" style="float:left; margin:0 15px 15px 0;" /><p><small><em>I participated in a campaign on behalf of <a href="http://www.momcentralconsulting.com/" target="_blank" rel="nofollow">Mom Central Consulting</a> for Dunkin&#8217; Donuts. I received a Dunkin&#8217; Donuts Party Kit to facilitate my review and a promotional item as a thank you for participating.</em></small></p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/nav_logo.jpg"><img class="aligncenter size-full wp-image-9079" alt="dunkin' donuts logo" src="http://thepennywisemama.com/wp-content/uploads/2013/05/nav_logo.jpg" width="156" height="72"></a></p>
<p>I have loved coffee for as long as I can remember. My parents always drank it every morning and eventually I started drinking it as well. When I was in high school, we had a Dunkin&#8217; Donuts coffee shop right down the street from our house. My best friend and I used to look forward to going there on Saturday mornings for breakfast. When the coffee shop went out of business, I was really bummed out. Now we no longer have a Dunkin&#8217; Donuts near us, so I have had to resort to buying Dunkin&#8217; Donuts coffee at the store.</p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_30402.jpg"><img class="aligncenter size-full wp-image-9088" alt="dunkin' donuts seasonal flavors" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_30402.jpg" width="609" height="459"></a></p>
<p>I have always liked Dunkin&#8217; Donuts coffee. I have tried a lot of different brands and I think Dunkin&#8217; Donuts has the best flavor. I usually just buy the Original blend, but recently I had the opportunity to try out <a href="http://www.dunkinathome.com/seasonal-coffee/" target="_blank" rel="nofollow">Dunkin&#8217; Donuts new seasonal flavors</a> &#8212; Coconut, Triple Berry, and Strawberry Shortcake. I wasn&#8217;t so sure I would like the flavored varieties, but I couldn&#8217;t wait to try them out!</p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3026.jpg"><img class="aligncenter size-full wp-image-9082" alt="dunkin' donuts seasonal coffee" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3026.jpg" width="640" height="427"></a></p>
<p>Dunkin&#8217; Donuts sent us everything we needed to have a coffee-inspired party, including all three of the new flavors to try and goodie bags for my guests filled with coffee, tumblers, and coupons. Since Mother&#8217;s Day was this past weekend, I decided to have an afternoon barbeque accompanied by some Dunkin&#8217; Donuts iced coffee. My parents, sisters, nieces and in-laws all came, along with a couple of my girlfriends.</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/dunkincollage.png"><img class="aligncenter  wp-image-9083" alt="dunkin' donuts party" src="http://thepennywisemama.com/wp-content/uploads/2013/05/dunkincollage.png" width="681" height="720"></a></p>
<p>It was a hot day, so I was glad I made iced coffee for my guests to enjoy. I made all three of the seasonal flavors using the iced coffee recipe that was sent to me in my party kit. Everyone agreed that the new flavors were delicious! The overall consensus was that the Coconut flavor was the best, followed by Strawberry Shortcake. A couple of people liked Triple Berry the best. I&#8217;m pretty sure everyone at my party was already a Dunkin&#8217; Donuts fan, but now even more so!</p>
<p>I tried all three flavors and have to say that Coconut was my favorite, although I thought they were all yummy! I was really surprised at how good they were. The flavors reminded me of summer and how much I love iced coffee on hot summer days!</p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3049edit.jpg"><img class="aligncenter size-full wp-image-9084" alt="dunkin' donuts iced coffee recipe" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_3049edit.jpg" width="427" height="640"></a></p>
<p>Do you love iced coffee? Try the Dunkin&#8217; Donuts Iced Coffee Recipe below! It is super easy to make!</p>
<div class="easyrecipe" itemscope itemtype="http://schema.org/Recipe">
<link itemprop="image" href="http://thepennywisemama.com/wp-content/uploads/2013/05/nav_logo.jpg" />
<div class="ERSSavePrint"> <span class="ERSPrintBtnSpan"><a class="ERSPrintBtn" href="http://thepennywisemama.com/easyrecipe-print/9074-0/" rel="nofollow" target="_blank">Print</a></span> </div>
<div itemprop="name" class="ERSName">Dunkin&#8217; Donuts Iced Coffee Recipe</div>
<div class="ERSClear"></div>
<div class="ERSDetails">
<div class="ERSAuthor"> Author:&nbsp;<span itemprop="author">The PennyWiseMama</span></div>
<div class="ERSHead"> Recipe type:&nbsp;<span itemprop="recipeCategory">Iced Coffee</span></div>
<div class="ERSClear"></div>
<div class="ERSTimes">
<div class="ERSHead"> Prep time:&nbsp; <time itemprop="prepTime" datetime="PT10M">10 mins</time> </div>
<div class="ERSHead"> Total time:&nbsp; <time itemprop="totalTime" datetime="PT10M">10 mins</time> </div>
</p></div>
<div class="ERSClear"></div>
<div class="ERSHead"> Serves:&nbsp;<span itemprop="recipeYield">4</span> </div>
<div class="ERSClear">&nbsp;</div>
</p></div>
<div class="ERSIngredients">
<div class="ERSIngredientsHeader ERSHeading">Ingredients</div>
<ul>
<li class="ingredient" itemprop="ingredients">&frac34; cup of your favorite ground Dunkin&#8217; Donuts Coffee</li>
<li class="ingredient" itemprop="ingredients">3 cups cold water, divided</li>
<li class="ingredient" itemprop="ingredients">&#8531; cup sugar (I used Stevia)</li>
<li class="ingredient" itemprop="ingredients">&frac12; cup half-and-half</li>
<li class="ingredient" itemprop="ingredients">whipped cream (optional)</li>
</ul>
<div class="ERSClear"></div>
</p></div>
<div class="ERSInstructions">
<div class="ERSInstructionsHeader ERSHeading">Instructions</div>
<ol>
<li class="instruction" itemprop="recipeInstructions">Brew coffee in coffee maker using &frac34; cup ground coffee and 1&frac12; cups cold water.</li>
<li class="instruction" itemprop="recipeInstructions">Combine hot brewed coffee, sugar and half-and-half in pitcher. Stir until sugar is completely dissolved. Blend in 1&frac12; cups cold water. Chill until ready to serve.</li>
<li class="instruction" itemprop="recipeInstructions">Pour over ice in tall glasses or cafe mugs. Top with whipped cream, if desired. Serve immediately.</li>
</ol>
<div class="ERSClear"></div>
</p></div>
<div class="endeasyrecipe" title="style001" style="display: none">3.2.1230</div>
</p></div>
<p> </p>
<p>If you love coffee, I would encourage you to check out <a href="http://www.dunkinathome.com/seasonal-coffee/" target="_blank" rel="nofollow">Dunkin&#8217; Donuts new seasonal flavors</a> available in grocery stores for a limited time!</p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/party-time-with-dunkin-donuts-new-seasonal-coffee.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Making Money from Home: Can All Moms Do It?</title>
		<link>http://thepennywisemama.com/2013/05/making-money-from-home-can-all-moms-do-it.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=making-money-from-home-can-all-moms-do-it</link>
		<comments>http://thepennywisemama.com/2013/05/making-money-from-home-can-all-moms-do-it.html#comments</comments>
		<pubDate>Tue, 14 May 2013 21:25:44 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Tips & Tricks]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Ways to Make Money]]></category>
		<category><![CDATA[work from home]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9060</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/1-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="work from home" style="float:left; margin:0 15px 15px 0;" />The following is a guest post by Nick Anderson, a financial writer for Forths Online. Many stay-at-home moms are looking for ways to earn money while taking care of the kids. Though there are various success stories, many moms still feel a bit skeptical about the possibilities. After all, is it possible to earn a decent income and to remain<a href="http://thepennywisemama.com/2013/05/making-money-from-home-can-all-moms-do-it.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/1-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="work from home" style="float:left; margin:0 15px 15px 0;" /><p><small><em>The following is a guest post by Nick Anderson, a financial writer for Forths Online.</em></small></p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/1.jpg"><img class="aligncenter size-full wp-image-9061" alt="work from home" src="http://thepennywisemama.com/wp-content/uploads/2013/05/1.jpg" width="425" height="282" /></a></p>
<p>Many stay-at-home moms are looking for ways to earn money while taking care of the kids. Though there are various success stories, many moms still feel a bit skeptical about the possibilities. After all, is it possible to earn a decent income and to remain safe from scams?</p>
<p>There are various work-at-home opportunities that you can benefit from. Some of them will earn a lot, while others will generate a nice residual income that will contribute a bit to the family budget.</p>
<h3 dir="ltr"><span style="color: #333399;">Do Some Research</span></h3>
<p>For a start, do some research. There are specialized forums and website where stay-at-home moms exchange work ideas and write reviews of the most popular opportunities.</p>
<p>Such research can be lifesaving, when it comes to money-making opportunities. Some websites offer great suggestions for legal options and work opportunities that will result in a nice pay. Research every idea, especially if it appears to be exceptionally lucrative.</p>
<h3><span style="color: #333399;">Part-Time Freelance Job</span></h3>
<p>Freelancers work from home and they complete all kinds of projects for their clients. Writers, translators, website developers, designers, university teachers, journalists and scientists can all find amazing freelance job options.</p>
<p>There are websites that connect clients to freelancers. Start by creating your profile in several such websites. The work volume and the amount of money you will request depend entirely on your preferences and needs. Becoming a freelancer is one of the most flexible work-at-home possibilities for moms.</p>
<h3><span style="color: #333399;">Sell Items Online</span></h3>
<p>Do you have old items that you never used and you want to get rid of? Alternatively, do you have a hobby like jewelry making or greeting card creation? Such items can be easily sold online.</p>
<p>Websites like eBay and Amazon provide great opportunities. You will get rid of the items that you have no need for and you will also get to make some money. Although such efforts will result in sporadic income generation, they require very little effort on your behalf.</p>
<h3><span style="color: #333399;">Write eBooks</span></h3>
<p>Moms that are passionate about specific topics or that have a lot of knowledge in a particular area can write eBooks. eBooks have made it possible for everybody to self-publish. You can write fiction or you can create useful guidebooks that will help the readers deal with a particular problem.</p>
<p>Many of the <a href="http://www.amazon.com/Best-Sellers-Books-Authors-Z/zgbs/books/287147" target="_blank" rel="nofollow">bestselling authors on Amazon</a> are stay-at-home moms. Some of these women have created incredibly popular books, which resulted in sales totaling millions of dollars. Even if you fail achieving the same success, you can still get a steady income out of eBook creation.</p>
<h3><span style="color: #333399;">Affiliate Marketing</span></h3>
<p>Website and blog owners can join affiliate programs. The principle is very simple and it has been around for some time.</p>
<p>In the case of affiliate marketing, a product owner or a website that sells items pays an affiliate or a website owner to do promotion. A banner or a text ad appears on the affiliate’s website. Usually, the ad is contextual and relevant to the website or the blog’s theme.</p>
<p>The affiliate gets paid each time someone clicks on the link. Alternatively, affiliates could be paid a percentage for each sale generated through their website. There are various affiliate marketing networks that website owners can choose among. This type of marketing is a great way to passively monetize the website. The more popular the website is, the higher the chances of affiliate marketing success become.</p>
<h3><span style="color: #333399;">Be Careful about Scams</span></h3>
<p>Try to be extra careful when choosing your stay-at-home money making possibilities. If you are trying it for the first time, there is a risk of becoming the victim of a fraud scheme.</p>
<p>A general rule of thumb is that anything appearing too good to be true probably is. Stay away from investment options or money making offers that promise risk-free returns within a short period of time.</p>
<p>Avoid giving out your financial or personal data. Never share a credit card number, a social security number or another piece of important information. It could be used in a fraud scheme. Reputable websites have security certificates that protect your personal data. Always go through the terms and conditions to make sure that your information is protected.</p>
<p>When in doubt, talk to a professional. <a href="http://www.forthsonline.co.uk/" target="_blank">Forensic accountants investigate all types of fraud</a>. If you have uncertainties about a specific money making opportunity, schedule an appointment with a forensic accountant. Talking to a professional will keep you safe and it will give you a chance to make the most of such options without endangering your financial security.</p>
<p>Stay-at-home moms can contribute to the family budget in a number of easy and efficient ways. When choosing your making money from home option, think about the things that you enjoy doing. Being happy about the activity will make you more productive, and ultimately it will give you a chance to earn a nice income for your family.</p>
<p><a href="http://thepennywisemama.com/disclosure"><img class="aligncenter size-full wp-image-9069" alt="disclosure" src="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-14-at-3.34.56-PM.png" width="216" height="116" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/making-money-from-home-can-all-moms-do-it.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New 10 pt Pampers Gifts to Grow Code (Exp 5/17)</title>
		<link>http://thepennywisemama.com/2013/05/new-10-pt-pampers-gifts-to-grow-code-exp-517.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-10-pt-pampers-gifts-to-grow-code-exp-517</link>
		<comments>http://thepennywisemama.com/2013/05/new-10-pt-pampers-gifts-to-grow-code-exp-517.html#comments</comments>
		<pubDate>Tue, 14 May 2013 20:40:24 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Baby]]></category>
		<category><![CDATA[Diapers]]></category>
		<category><![CDATA[Reward Codes]]></category>
		<category><![CDATA[Gifts to Grow Code]]></category>
		<category><![CDATA[Pampers]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9056</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/03/CD26931-150x150.png" class="attachment-thumbnail wp-post-image" alt="pampers" style="float:left; margin:0 15px 15px 0;" />Pampers has released a new Gifts to Grow code worth 10 points to celebrate Mother&#8217;s Day. If you haven&#8217;t started collecting, you should start! Join Pampers Gifts to Grow Rewards program and receive 100 free points. You can find codes on Pampers diapers and wipes packages, or you can simply collect the free ones that are released. FBMD76C7HMEXT13 (10 PTS)<a href="http://thepennywisemama.com/2013/05/new-10-pt-pampers-gifts-to-grow-code-exp-517.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/03/CD26931-150x150.png" class="attachment-thumbnail wp-post-image" alt="pampers" style="float:left; margin:0 15px 15px 0;" /><p style="text-align: center;"><a href="http://partners.mysavings.com/z/22380/CD17557/" target="_blank" rel="nofollow"><img class="aligncenter" style="border: 0px none;" alt="Pampers" src="http://partners.mysavings.com/42/17557/22380/" width="300" height="250" border="0" /></a></p>
<p style="text-align: left;">Pampers has released a new <a href="http://partners.mysavings.com/z/22380/CD17557/" target="_blank" rel="nofollow">Gifts to Grow</a> code worth 10 points to celebrate Mother&#8217;s Day. If you haven&#8217;t started collecting, you should start! <a href="http://partners.mysavings.com/z/22380/CD17557/" target="_blank" rel="nofollow">Join Pampers Gifts to Grow Rewards program</a> and receive 100 free points. You can find codes on Pampers diapers and wipes packages, or you can simply collect the free ones that are released.<strong></strong></p>
<p style="text-align: left;"><strong><strong><strong>FBMD76C7HMEXT13</strong> </strong></strong>(10 PTS) EXP 5/17</p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/new-10-pt-pampers-gifts-to-grow-code-exp-517.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prepare for the Unexpected with Aflac&#8217;s Real Cost Calculator</title>
		<link>http://thepennywisemama.com/2013/05/prepare-for-the-unexpected-with-aflacs-real-cost-calculator.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=prepare-for-the-unexpected-with-aflacs-real-cost-calculator</link>
		<comments>http://thepennywisemama.com/2013/05/prepare-for-the-unexpected-with-aflacs-real-cost-calculator.html#comments</comments>
		<pubDate>Mon, 13 May 2013 22:06:04 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Mom Central]]></category>
		<category><![CDATA[Aflac]]></category>
		<category><![CDATA[Medical Expenses]]></category>
		<category><![CDATA[Real Cost Calculator]]></category>
		<category><![CDATA[Supplemental Insurance]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9037</guid>
		<description><![CDATA[<img width="150" height="133" src="http://thepennywisemama.com/wp-content/uploads/2013/05/aflac-logo-300x133-150x133.jpg" class="attachment-thumbnail wp-post-image" alt="aflac logo" style="float:left; margin:0 15px 15px 0;" />I participated in a campaign on behalf of Mom Central Consulting for Aflac. I received a promotional item as a thank you for participating. My family is blessed to have great medical insurance through my husband&#8217;s employer. Our monthly premium is very affordable and we have a low deductible for our family of five. Should we have a medical emergency,<a href="http://thepennywisemama.com/2013/05/prepare-for-the-unexpected-with-aflacs-real-cost-calculator.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="133" src="http://thepennywisemama.com/wp-content/uploads/2013/05/aflac-logo-300x133-150x133.jpg" class="attachment-thumbnail wp-post-image" alt="aflac logo" style="float:left; margin:0 15px 15px 0;" /><p><small><em>I participated in a campaign on behalf of <a id="yui_3_7_2_1_1368477516691_10802" href="http://www.momcentralconsulting.com/" target="_blank" rel="nofollow">Mom Central Consulting</a> for Aflac. I received a promotional item as a thank you for participating.</em></small></p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/aflac-logo-300x133.jpg"><img class="aligncenter size-full wp-image-9038" alt="aflac logo" src="http://thepennywisemama.com/wp-content/uploads/2013/05/aflac-logo-300x133.jpg" width="300" height="133" /></a></p>
<p>My family is blessed to have great medical insurance through my husband&#8217;s employer. Our monthly premium is very affordable and we have a low deductible for our family of five. Should we have a medical emergency, our insurance will cover a large portion of the bill. With that said, I don&#8217;t think my family is prepared to cover the additional expenses that would come with an unexpected illness or injury.</p>
<p>My husband is the main provider for our family. If he was unable to work due to an illness or injury, we could only survive so long on our savings. Eventually, we would run out of money to pay for everyday expenses such as our mortgage, utilities and car payment. It&#8217;s so easy to overlook the real cost of health care and forget about all of the day-to-day expenses that would start to pile up.</p>
<p>The reality is not many Americans are prepared for an unexpected medical emergency. When the average hospital visit costs almost $10,000, it&#8217;s not surprising that medical debt is the leading cause of bankruptcy.</p>
<p>With medical costs on the rise, what can you do to prepare yourself?</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/Aflac-Real-Cost-Calculator1.png"><img class="aligncenter  wp-image-9040" alt="Aflac Real Cost Calculator" src="http://thepennywisemama.com/wp-content/uploads/2013/05/Aflac-Real-Cost-Calculator1.png" width="744" height="357" /></a></p>
<div>
<h3><span style="color: #333399;">Aflac Real Cost Calculator</span></h3>
<p>The <a href="http://bit.ly/WU4ZSo" target="_blank" rel="nofollow">Aflac Real Cost Calculator</a> (RCC) is an illustrative, interactive tool that shows the average out-of-pocket expenses associated with a number of injuries and illnesses. It was developed to show the health care costs that major medical insurance doesn’t cover.</p>
<p>The calculator specifically includes the medical costs and living expenses not covered by major medical insurance for several types of cancer, stroke, heart attack, diabetes, broken leg, as well as common childhood ailments, pneumonia and asthma.</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-13-at-3.34.57-PM.png"><img class="aligncenter  wp-image-9041" alt="aflac real cost calculator" src="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-13-at-3.34.57-PM.png" width="780" height="498" /></a></p>
<p>I played around with the Aflac RCC a little bit and was shocked to see that a broken leg would cost me almost $12,000! I would spend about $8,000 in medical costs and close to $1,500 in out-of-pocket expenses like child care and transportation. On top of that, I could expect around $2,300 in household expenses. As scary as it sounds, my family could go from being financially stable to being financially unstable in a matter of days.</p>
<p>I would encourage you to check out the <a href="http://bit.ly/WU4ZSo" target="_blank" rel="nofollow">Aflac Real Cost Calculator</a> for yourself. Does cancer or diabetes run in your family? Look and see how much it would cost you if you came down with an unexpected injury or illness. You may be surprised!</p>
<p><strong>Are you worried about unexpected medical expenses? Aflac offers supplemental insurance plans that can pick up where major medical insurance leaves off.</strong></p>
<h3><span style="color: #333399;">Benefits of Aflac:</span></h3>
<ul>
<li>Aflac is the number one provider of guaranteed-renewable insurance.</li>
<li>For nearly six decades, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress.</li>
<li>Aflac pays benefits in cash that can be used on everything from medical care to daily living expenses, filling in the gaps left by major medical coverage.</li>
<li>Aflac processes most claims in about 4 business days.</li>
<li>Benefits are paid directly to the policy holder — not the hospital or doctor — to help with all costs and expenses, from rent and gas to childcare and groceries.</li>
</ul>
<h3><span style="color: #333399;">My Experience with Aflac</span></h3>
<p>From my own experience, I can tell you that Aflac is awesome! When I was pregnant with my twin girls, we racked up a ton of medical bills. Between my prenatal care, delivery, and minor surgery I had to have a month after the girls were born, we hardly paid anything out of pocket. We of course had to pay our health insurance deductible, but that was it! I was covered by an Aflac hospital policy that paid us cash each time I went to the hospital. This extra cash was such a blessing and really helped offset our expenses.</p>
<div>Regardless of whether or not you choose Aflac, I encourage you to take a hard look at how you will cover the costs that major medical insurance doesn’t, and establish a long-term plan for financial protection against unexpected health care costs.</div>
<div></div>
<div></div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/prepare-for-the-unexpected-with-aflacs-real-cost-calculator.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gymboree Spring Collection {Review &amp; Giveaway}</title>
		<link>http://thepennywisemama.com/2013/05/gymboree-spring-collection-review-giveaway.html?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=gymboree-spring-collection-review-giveaway</link>
		<comments>http://thepennywisemama.com/2013/05/gymboree-spring-collection-review-giveaway.html#comments</comments>
		<pubDate>Fri, 10 May 2013 21:56:55 +0000</pubDate>
		<dc:creator>PennyWiseMama</dc:creator>
				<category><![CDATA[Giveaways]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Children's Clothing]]></category>
		<category><![CDATA[cute clothes for kids]]></category>
		<category><![CDATA[Gymboree]]></category>
		<category><![CDATA[Gymboree spring collection]]></category>

		<guid isPermaLink="false">http://thepennywisemama.com/?p=9012</guid>
		<description><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2992-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="gymboree dot stripe dress" style="float:left; margin:0 15px 15px 0;" />One of my favorite things about having twin girls is I get to buy them cute clothes. My girls are only 3.5 but they already love shopping and dressing up. It&#8217;s not uncommon for them to change their outfits multiple times per day. They love wearing pretty dresses, but they also love wearing casual clothes as well. That&#8217;s why we<a href="http://thepennywisemama.com/2013/05/gymboree-spring-collection-review-giveaway.html" rel="nofollow">  {Read More} </a>]]></description>
				<content:encoded><![CDATA[<img width="150" height="150" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2992-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="gymboree dot stripe dress" style="float:left; margin:0 15px 15px 0;" /><p>One of my favorite things about having twin girls is I get to buy them cute clothes. My girls are only 3.5 but they already love shopping and dressing up. It&#8217;s not uncommon for them to change their outfits multiple times per day. They love wearing pretty dresses, but they also love wearing casual clothes as well. That&#8217;s why we love shopping at <a href="http://www.gymboree.com/" target="_blank" rel="nofollow">Gymboree</a>! They have a wide selection of dressy outfits and comfortable, everyday attire. I can get everything I need for my girls in one place!</p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/gymboree_logo01_green_v1_m56577569830748330.gif"><img class="aligncenter size-full wp-image-9020" alt="gymboree logo" src="http://thepennywisemama.com/wp-content/uploads/2013/05/gymboree_logo01_green_v1_m56577569830748330.gif" width="180" height="44" /></a></p>
<p>Recently, we were given the opportunity to review Gymboree&#8217;s spring collection. Gymboree sent us a $100 gift card to spend on anything we wanted. The girls and I had so much fun picking out their outfits. I realized after the fact that everything we picked out was from the <a href="http://www.gymboree.com/shop/dept_category.jsp?FOLDER%3C%3Efolder_id=2534374306274612&amp;ASSORTMENT%3C%3East_id=1408474395917465&amp;bmUID=1368221264614" target="_blank" rel="nofollow">Rainbow Cabana Spring Collection</a>. The collection is full of bright colors and fun designs. I feel happy just looking at them!</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/tankshortscollage.png"><img class="aligncenter  wp-image-9023" alt="gymboree rainbow cabana spring collection" src="http://thepennywisemama.com/wp-content/uploads/2013/05/tankshortscollage.png" width="840" height="645" /></a></p>
<p>We ended up picking out a Sequin Sunshine Ruffle Tank Top and a Sequin Ice Cream Bow Tank Top to match two pairs of Rainbow Stitch Chambray Shorts. I am very impressed with the quality of the tanks and shorts. The detail and stitching on the shirts is flawless and I can tell that they are made to last. It&#8217;s hard to see in the pictures, but the shorts have rainbow stitching in different colors. They are adorable!</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/dotcollage.png"><img class="aligncenter  wp-image-9024" alt="gymboree dot tiered dress" src="http://thepennywisemama.com/wp-content/uploads/2013/05/dotcollage.png" width="840" height="723" /></a></p>
<p>We also picked out two casual dresses &#8212; the Dot Trim Tiered Dress and Rainbow Dot Stripe Dress. The Dot Tiered Dress is made out of thick, soft cotton. It is a longer dress, falling to about mid-calf length. It is not only comfortable, but also really pretty! We have received a lot of compliments on it!</p>
<p style="text-align: center;"><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2992.jpg"><img class="aligncenter size-full wp-image-9025" alt="gymboree rainbow dot stripe dress" src="http://thepennywisemama.com/wp-content/uploads/2013/05/IMG_2992.jpg" width="427" height="640" /></a></p>
<p>The Rainbow Dot Stripe Dress is absolutely adorable! It is made out of a lightweight cotton that is perfect for hot summer days. The colors are bright and vibrant. It is shorter than the Dot Tiered Dress, falling to about knee-length. We have received a lot of compliments on it as well!</p>
<p>All of the items we picked out are a girls size 3. They fit my girls well, with some room to grow. Considering that my girls are 3.5 and tall/skinny for their age, I would say that the clothing runs a little big.</p>
<p>I am very impressed with the quality and durability of Gymboree&#8217;s clothing. My girls have each worn all of the items multiple times now and they all still look brand new. I am confident that my girls will outgrow the clothing long before they get worn out!</p>
<h3><span style="color: #ff6600;">Buy It</span></h3>
<p>Now is a great time to <a href="http://www.gymboree.com/" target="_blank" rel="nofollow">shop Gymboree</a> if you are looking for cute spring/summer outfits for your boy or girl! For a limited time you can save 30-40% on all of Gymboree&#8217;s spring and summer collections. All of the items we reviewed can be purchased online from Gymboree.com or from a Gymboree retail store. Because the items are currently on sale right now, you may not be able to find all of the items in the color/size that you need.</p>
<h3 style="text-align: left;"><span style="color: #ff6600;">Gymboree Giveaway</span></h3>
<p>One lucky PennyWiseMama reader is going to <strong>WIN a $75 Gymboree Gift Card</strong> to spend online at Gymboree.com or at a Gymboree retail store!</p>
<p>To enter, simply use the Rafflecopter form below. Giveaway ends on 5/26 at 11:59 PM EST. Open to US mailing addresses only. Must be 18+ to enter. Good luck!</p>
<p><a class="rafl" id="rc-05aa4981" href="http://www.rafflecopter.com/rafl/display/05aa4981/" rel="nofollow">a Rafflecopter giveaway</a><br />
<script type="text/javascript" src="//d12vno17mo87cx.cloudfront.net/embed/rafl/cptr.js"></script></p>
<p><a href="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-04-25-at-3.42.16-PM.png"><img class="aligncenter size-full wp-image-8979" alt="disclosure" src="http://thepennywisemama.com/wp-content/uploads/2013/05/Screen-Shot-2013-04-25-at-3.42.16-PM.png" width="316" height="164" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://thepennywisemama.com/2013/05/gymboree-spring-collection-review-giveaway.html/feed</wfw:commentRss>
		<slash:comments>80</slash:comments>
		</item>
	</channel>
</rss>

<!-- Dynamic page generated in 0.884 seconds. -->
<!-- Cached page generated by WP-Super-Cache on 2013-05-22 18:31:53 -->
