Today let’s talk a little bit about FICO®. Yes, the four letter word that starts with an “F.” If it’s not already a part of your regular vocabulary, it needs to be. Whether you are just starting the search for a new place to call home, or the car of your dreams is already sitting in your …
As tempting as it may be to go on a shopping spree with your tax refund, it’s probably not the best financial decision. It would be much wiser to put your money towards something beneficial, like paying off your debt or investing in your future. While it doesn’t seem exciting to use your refund to pay …
The weather is turning warmer and the flowers are beginning to bloom, which means wedding season is right around the corner! While this is an exciting time for many couples as they get ready to celebrate their futures together with family and friends, it can also be a stressful time as bills from vendors begin to roll …
Let’s face it. At some point in our lives, we have all made bad financial decisions. From something as simple as overspending at the grocery store, to something much worse, like going into foreclosure or having a car repossessed, these decisions come with consequences. Some are minor, while others have long-lasting effects. Whatever the case may be in …
Now that the holidays are over and the New Year is underway, it’s time to get your finances in order. If you haven’t already, now would be a great time to sit down and make a financial plan for the year. Whether you want to pay off debt, buy a house, build up an emergency …
When I was 18, my dad added me to one of his credit card accounts. He not only wanted to help me start building my credit, he also wanted to teach me how to use a credit card responsibly. Looking back now, I am thankful for his wisdom and guidance. Instead of leaving college with …
