Today let’s talk a little bit about FICO®. Yes, the four letter word that starts with an “F.” If it’s not already a part of your regular vocabulary, it needs to be. Whether you are just starting the search for a new place to call home, or the car of your dreams is already sitting in your …
The holiday season is such an exciting time of the year. There is so much to love about it — all the yummy food, sparkling lights, time spent with family and gift-giving. While it’s fun to shop all the great deals and find the perfect gifts for loved ones, it can easily put a dent in your …
I can’t believe how quickly November is flying by! In less than one week, many of us will be enjoying turkey, mashed potatoes and pumpkin pie as we celebrate Thanksgiving with our families. Then it will be time to gear up for Christmas! I’m already starting to think about my holiday shopping, but before I get …
In recent years, there has been a lot of publicity regarding credit and debit card breaches and people having their personal information stolen. While you may not be able to completely prevent it from happening to you, it’s always a good idea to be proactive about protecting your credit, especially over the holidays when thieves are more …
When I was 18, my dad added me to one of his credit card accounts. He not only wanted to help me start building my credit, he also wanted to teach me how to use a credit card responsibly. Looking back now, I am thankful for his wisdom and guidance. Instead of leaving college with …
Did you know that you should be checking your credit score at least once a year? With an increase in identity theft in recent years, it is crucial that you check to make sure that your identity hasn’t been compromised. There are a number of websites that offer free credit score reports and educational tips to …
