The decorations have been hung, the presents have been bought, and the goodies have been baked. Now it’s time to relax and enjoy the holidays with our loved ones. The last thing you want to worry about in the midst of all the excitement is having one of your gifts turn up lost or stolen. I have never had it happen to me personally, but I can only imagine how upsetting it would be.
Thankfully, if something like this were to happen to you, you may be protected if you purchased the item with your credit card. Many credit card companies offer extended warranty services and purchase protection when you make the entire purchase using their credit card. Given that “life happens,” it pays to find out!
Purchase Protection with Discover
No matter what you are buying for the holidays this year, use your Discover card to take advantage of the Purchase Protection benefit. This free benefit will protect your purchase for 90 days and up to $500 on stolen or damaged items. To start the process, simply call Discover as soon as possible after a covered incident occurs.
When you’re buying an expensive item, it’s always smart to make sure it comes with a guaranteed manufacturer’s warranty. Discover cardmembers are automatically eligible for double the original U.S. Manufacturer’s Warranty and any purchased warranty up to a maximum of one additional year on warranties of 36 months or less when the item is purchased with a Discover card through its free Extended Product Warranty benefit.
Safe Shopping Tips
During the holidays, it’s especially important to keep track of all your purchases. Make sure you lock your vehicle when you are out shopping and never leave shopping bags unattended. Store your gifts in a safe spot and save all of your receipts. In the event that a gift turns up lost or stolen, contact your credit card company to see if it’s covered under a Purchase Protection benefit.
Have you ever had a gift lost or stolen? Were you able to take advantage of a purchase protection benefit through your credit card company?
I wrote this post as part of the Discover Preferred Blogger Program. All opinions are my own.