As tempting as it may be to go on a shopping spree with your tax refund, it’s probably not the best financial decision. It would be much wiser to put your money towards something beneficial, like paying off your debt or investing in your future. While it doesn’t seem exciting to use your refund to pay …
The holiday season is such an exciting time of the year. There is so much to love about it — all the yummy food, sparkling lights, time spent with family and gift-giving. While it’s fun to shop all the great deals and find the perfect gifts for loved ones, it can easily put a dent in your …
As someone who is mindful of saving and spending wisely, I recommend taking a conservative approach to using credit cards. If you are not disciplined about paying off your balance each month, you will end up paying interest and will risk hurting your credit if you miss a payment. It’s easy to find yourself in debt if you’re …
Are you planning a vacation or staycation this summer? We are super busy with sports so we won’t be going on a vacation. We are, however, planning a quick road trip to attend a wedding. We will be staying with family so we won’t have to spend a whole lot of money. Our main expenses will …
It’s that time of year again…time to plan a family vacation! We are debating between taking a trip to a warm, tropical location, like Mexico or Florida, or saving our money and planning a staycation instead. Either way, some time off of work and school to spend as a family is much needed. I am looking forward to …
