As someone who is mindful of saving and spending wisely, I recommend taking a conservative approach to using credit cards. If you are not disciplined about paying off your balance each month, you will end up paying interest and will risk hurting your credit if you miss a payment. It’s easy to find yourself in debt if you’re …
Are you planning a vacation or staycation this summer? We are super busy with sports so we won’t be going on a vacation. We are, however, planning a quick road trip to attend a wedding. We will be staying with family so we won’t have to spend a whole lot of money. Our main expenses will …
Have you ever misplaced one of your credit cards? It’s not a good feeling! I’ve only done it a handful of times but each time it has sent me into a panic. My mind starts racing as I rack my brain — Did I leave it at the store? What if someone stole it? Where did I …
Now that the holidays are over, it’s time to get back on track with your finances. If you haven’t already, now is a good time to take a look at your budget and re-evaluate your spending. I challenge you to really get serious about taking control over your finances this year. Spend less, save more, and …
The holidays are here! While it can be a time of excitement and joy, it can also be a busy and stressful time for many. Between all the shopping, light shows, holiday parades, family trips and surviving the holidays in general, it can also be tough to stay on top of saving money and your credit score. To …
I wrote this post as part of the Discover Preferred Blogger Program. All opinions are my own. It’s barely November and it seems like everyone is already gearing up for Christmas. I will admit, I can’t wait to put up my decorations and start my holiday shopping, but first I think it’s important to focus on …
