I wrote this post as part of the Discover Preferred Blogger Program. All opinions are my own.
If there is one thing that stresses me out about holiday shopping, it’s all the worrying I do about making sure that I am getting the absolute best deal. I will spend hours researching a product to see where I can buy it the cheapest before I actually go and buy it. It never fails that after I finally decide to buy something it will go on sale for less. The good news is I recently learned that if you find a better price for an item you’ve already purchased, your credit card may refund the price difference.
In order to take advantage of this great feature, make sure you use a credit card that offers a price guarantee. Discover, for example, will refund the difference up to $500 if you find a lower price within 90 days of making a purchase with your Discover card through its free Price Protection benefit. This Discover benefit has an annual limit of $2,500 per account.
How it works:
Simply call customer service and submit your Discover card statement showing the entire original purchase price, the sales receipt, and either a copy of the dated, printed, lower-price ad, or a statement, signed by the store manager on store stationery documenting the details of the lower price of the identical item.
I am so happy to have learned about this! I am always so bummed when I find out that I could have saved money on an item. Having peace of mind that I can shop stress-free and get refunded later if needed is great!
What are some of your favorite shopping tips? Do you compare prices when shopping for holiday gifts?
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