Why iPhone Insurance is Worth Every Penny

At one time or another it has happened to just about all of us — the dreaded broken or lost iPhone.

The scenario usually plays out like this:

You are going about your day and all of the sudden your phone slips out of your hand or pocket and lands on the ground. You cringe when you pick it up and see that it’s been shattered. You quickly rush to your mobile provider to see how much it’s going to cost you to fix or replace it.

Or even worse. At some point in the day, you realize that you have misplaced your phone. You look everywhere and can’t find it. So now what?

You will come to see that you likely fall into one of these groups:

Group One: You don’t have insurance, Apple Care, or an upgrade available and your phone is no longer under warranty. You are out of luck and will have to purchase a new phone.

Group Two: You pay your current provider a monthly premium. Frustration sets in when you find out that the deductible will cost you $150-$200 out of pocket. Yes, on top of monthly payments!

Group Three: You have Apple Care. You quickly realize that the $99 you spent for two years of coverage only covers two incidents of accidental damage, and each is subject to a fee of $49 plus tax. So that phone you lost? Yeah, it’s not covered.

Needless to say, the last group you want to be in is group one. iPhones typically sell for $450-$700, depending on memory size and model. Out of pocket repair costs for glass and digitizers is reaching a few hundred dollars depending on the severity.

So what can you do to protect your investment?

The Worth Ave. Group has a cost effective iPhone insurance program that will cover your iPhone from top to bottom. Worth Ave. Group’s insurance can be purchased at any time for $89 with a $50 deductible and there’s no limit on the number of claims that can be filed in one year. Your iPhone is covered whether it has been dropped or stolen, or damaged by liquid, including submersion. If you want to protect your phone, this is the best coverage you can get for your money.

Worth Ave. Group insures more than just iPhones. They offer protection on tablets, laptops, cameras, and more.

Now what are you waiting for? Go make sure your device is covered before it’s too late!